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FIND MY 401(K) for IBM

About IBM

IBM is a global technology company that plays a significant role in various aspects of an enterprise's IT needs. The company's primary offerings include software, IT services, consulting, and hardware. With operations spanning 175 countries and a workforce of approximately 350,000 employees, IBM has a substantial presence in the IT industry. IBM's network includes 80,000 business partners dedicated to serving over 5,200 clients, including 95% of all Fortune 500 companies. While IBM is a B2B (business-to-business) company, its impact extends far beyond, managing 90% of all credit card transactions worldwide and facilitating 50% of all wireless connections across the globe.

IBM 401(k) Plan Information

  • IBM's 401(k) Provider: Fidelity

  • Plan Name: IBM 401(K) PLUS PLAN

  • Website: Fidelity 401(k) Login

  • Phone Number: 800-835-5095

  • Fax Number: 1-877-330-2476

  • Hours of Operation: Monday - Friday: 8:30 am - 12:00 am EST (No weekend hours)

  • Address: PO Box 770002, Cincinnati, OH, 45277-0090

  • Headquarters: NEW ORCHARD ROAD, ARMONK, NY, 10504

  • Phone Number: 800-796-9876

  • Contact: ALISON YARA

  • EIN (Employer Identification Number): 13-0871985

  • Access Your IBM 401(k) Plan

To access your IBM 401(k) plan online, please follow these steps:

  • Visit the Fidelity website.

  • Enter your username and password if you already have login credentials.

  • If you've forgotten your login details, use the "Forgot Login" feature to reset your credentials.

  • If you don't have login credentials, you can register as a new user to get started.

Managing Your IBM 401(k)

If you have an IBM 401(k) plan through Fidelity and are no longer employed by IBM, you have several options:

  • Leave your 401(k) with Fidelity.

  • Roll it over into an Individual Retirement Account (IRA).

  • Roll it over into a new employer's 401(k) plan.

  • Withdraw the funds, keeping in mind potential tax penalties.

Get Assistance

If you need assistance finding and managing your IBM 401(k) plan, our experts are here to guide you through the process. We can help you verify your identity and claim your account.

 

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IBM 401(k) Plan Coverage

IBM's 401(k) plan, administered through Fidelity, covers 179,859 employees, providing them with valuable retirement savings options and benefits.

FAQ

What is the 401(k) plan at IBM?

To enable its employees to create financial stability for the future, IBM presents a retirement savings plan known as the IBM 401(k) PLUS Plan. The Fidelity plan allows users to make financial decisions through payroll deductions and employer-matched contributions. It covers more than 179,000 employees and provides several benefits, including tax-free savings and witnessing assets increase.

Who manages the IBM 401(k) plan?

Top financial services provider, Fidelity manages IBM's 401(k). From tracking your balances to selecting investments to adjusting the amounts you contribute, many Fidelity online tools can help you manage your retirement account.

How can I view my online IBM 401(k) plan?

See the Fidelity 401(k) login page to access your IBM 401(k) online. Should you already have an account, enter your username and password. Should you have lost your credentials, the "Forgot Login" option will allow you to reset them. If you are a new user, create an account by inputting your work and personal details.

What options do I have with my 401(k) plan should I be leaving IBM?

Should you leave IBM, you can move your 401(k) to one of the following accounts:

  • Your 401(k) can remain with Fidelity, where you can monitor its development and adjust your investments.
  • Roll it over into an IRA for continuous tax-deferred growth and typically more investment options.
  • Put it into your new company's 401(k) plan. Should your new employment provide a pension, you can choose to consolidate your accounts.

·       Withdrawing money. This decision should be carefully considered since early money withdrawal could result in taxes and fees.

How can I manage and update my IBM 401(k)?

To handle your IBM 401(k), visit Access Fidelity's web interface. You can adjust your financial decisions, view your balance, alter beneficiaries, and vary contribution amounts. Contacting a financial firm in California can also assist in your retirement savings allocation.

Should I be unable to locate my IBM 401(k) account, what should I do?

M&A Wealth can assist clients needing help locating or accessing their IBM 401(k) account in verifying their identity and reentering their account. Our team's experts can assist you through the process and ensure you can manage and increase your retirement funds.

How might M&A Wealth support my IBM 401(k) plan?

M&A Wealth assists clients with their IBM 401(k) funds as part of our financial planning services. We can help you review your investing options, create a rollover, or make wise decisions to maximize your retirement funds. We also set one-on-one appointments to help you better understand your 401(k).

How can I schedule an appointment with M&A Wealth?

Call or visit our website to meet one of our experts at M&A Wealth. We wish to assist you in making wise decisions and a promising financial future.

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