These provide a guaranteed interest rate and steady income payments over a specified period, offering a low-risk option for conservative investors.
High Yield Annuities
These offer higher returns compared to standard annuities by investing in higher-risk assets, appealing to those seeking greater income potential.
Simple Premium
Purchased with a one-time lump sum payment, these annuities start providing income immediately or after a deferment period, simplifying retirement planning with a single investment.
Deferred Income Annuities
These provide a fixed interest rate for a specified number of years, similar to a CD, ensuring predictable growth and income during the term.
Multi Year Guaranteed Annuities
These provide a fixed interest rate for a specified number of years, similar to a CD, ensuring predictable growth and income during the term.
Variable Annuities with Guaranteed Income
These provide a fixed interest rate for a specified number of years, similar to a CD, ensuring predictable growth and income during the term.
WHO WE ARE
We have 35+ years of experience
Our financial advisors have helped many people over the years with their annuity needs. Whether you are looking for a single premium annuity or a MYGA we can assist.
Let's Connect
We have locations in Texas, New York, Florida, California, Illinois and DC. We service many people around the USA. Our team specializes in annuities with over 35+ years of combined experience.
FAQ'S
What is an annuity, and how does it work?
An annuity is a financial product that provides regular payments in exchange for an initial investment, typically used for retirement income.
What are the different types of annuities available?
Fixed, variable, indexed, immediate, and deferred annuities.
What are the advantages and disadvantages of annuities?
Advantages: Guaranteed income, tax-deferred growth, and protection against outliving savings. Disadvantages: Fees, potential surrender charges, and limited liquidity.
How long is the interest rate guaranteed in a MYGA?
The interest rate is typically guaranteed for periods ranging from 3 to 10 years.
What is a Single Premium Annuity?
A Single Premium Annuity is an annuity purchased with a one-time lump sum payment that provides income immediately or after a deferment period.
